Low yields, pressure on DB pension schemes to manage liabilities and the introduction of auto-enrolment mean advisors face complex pension investment decisions. Using financial modelling tools, advisors can enable firms to deliver pension advice which is objectively matched to client needs.

Mid-market defined benefit pension schemes, which account for 61% by number of all UK pension schemes, are most concerned about costs, time and resources. However they have the same range of investment and other issues to address as their larger counterparts. This summary addresses the key issues.

Many household names have announced major reductions to their pension benefits. The reasons for these changes include pension scheme deficits, increasing risk exposures and the need to cut costs. This article provides strategic advice to business on how to implement pension benefit redesigns.

With continuing economic uncertainty and pressure on living standards, how are UK employers changing their approaches to reward? Covering 300 companies, this summary assesses the key trends relevant to: base salary levels; performance remuneration; performance measures and flexible benefits.

Allen & Overy looks at how business leaders are reacting to the wave of regulation that is hitting organisations and what their changing priorities are as they look to their lawyers.

Many investors entering the retirement ‘transition zone’, must use their accumulated savings to fund retirement income, but conditions mean many are looking beyond conventional annuities. In this article we use a case study to understand the key trade-offs: income, bequest and sustainability.