With the workforce set to get older, employers must take the opportunity to review what can be provided under their group risk schemes and where savings can be made.

This chapter looks at population change in the UK in the 20th and 21st centuries. First, it looks at how the population is ageing, presenting challenges for a number of policy areas relating to older people. Then it examines the main determinants of population change: fertility, mortality and

This chapter provides an overview of the main legislative changes over the last century, which reflect the thinking of successive governments on provision for old age. It provides a context for understanding the mix of arrangements in place that are described in subsequent chapters.

Recent legislation in the UK (Pensions Act 1995, Pensions Act 2004) has required companies to ensure that their defined benefit (DB) pension liabilities are appropriately funded through mandatory pension contributions.

This update from Travers Smith offers a comprehensive overview on all the latest developments affecting the UK pensions sector. This May 2012 edition focuses on the Pensions Regulator's scheme funding statement; CPI and RPI; contracting-out; recent HMRC announcements; and age discrimination cases.

This update provides a quarterly listing of expected future changes in UK law affecting work-based pension schemes. Areas covered in this edition are DC contracting-out abolished; automatic enrolment and NEST; record-keeping deadline; unisex annuity terms and actuarial factors; and much more.

Protected rights are to be abolished from 6 April 2012. From that date no new protected rights will accrue, active members contracting-out on a protected rights basis will automatically be contracted back in to S2P and the existing statutory restrictions on protected rights will fall away.

This detailed update casts an eye over the all latest developments affecting the UK pensions sector. In addition to several notable case reports, this edition focuses on contracting-out; pension protection levy; CPI for RPI; European directive review; and automatic enrolment dates.

This paper looks at the Pensions Bill 2011 and its implications.

This update from Travers Smith casts an eye over the latest developments affecting the UK pensions sector. In addition to several notable case reports, this edition focuses on how the recent Finance Act 2011 affects pensions and the Government's Supreme Court appeal on 'money purchase benefits'.